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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Very happy and very easy too acces

5
Very happy and very easy too acces Reviewed on: 16th January 2026

They are very straight forward in all information th...

5
They are very straight forward in all information they provide Reviewed on: 16th January 2026

App very easy to use quick decisions on loans money...

5
App very easy to use quick decisions on loans money in bk in 1 hour Reviewed on: 16th January 2026

Very easy to deal with and sort out a loan to pay of...

5
Very easy to deal with and sort out a loan to pay off some debts, the interest rate made it available Reviewed on: 16th January 2026

Fast and efficient, just how it should be!!

5
Fast and efficient, just how it should be, can't fault them. Money in my account in seconds. Reviewed on: 16th January 2026

It was very quick to apply, and received an answer q...

5
It was very quick to apply, and received an answer quickly Reviewed on: 16th January 2026

Really easy to apply, and quick decision.

5
Really easy to apply, and quick decision. The funds were in my account less that 2 hours later. Great service! Reviewed on: 16th January 2026

It was easy to apply for the loan, straight forward...

5
It was easy to apply for the loan, straight forward Reviewed on: 16th January 2026

My experience was smooth and the communication was b...

5
My experience was smooth and the communication was brilliant, definitely recommend. Reviewed on: 16th January 2026

Great service and fast payout set up app excellent

5
Great service and fast payout set up app excellent Reviewed on: 16th January 2026

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