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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Was an excellent experience.

Was an excellent experience. Easy online form and not long to process. And a good rate too. Reviewed on: 6th March 2026

A good experience and prompt results

A good experience and prompt results Reviewed on: 6th March 2026

I recently got a loan from Zopa and the whole proces...

I recently got a loan from Zopa and the whole process was straight forward and easy to use. I would definitely recommend Zopa fire anyone looking for a loan Reviewed on: 6th March 2026

was easy to apply

was easy to apply and set up everything Reviewed on: 6th March 2026

Very quick and easy to deal with

Very quick and easy to deal with Reviewed on: 6th March 2026

Very smooth and easy quick decision very good service

Very smooth and easy quick decision very good service Reviewed on: 6th March 2026

The whole process was so simple.

The whole process was so simple. I selected the amount I wanted to borrow, then I selected the amount of time I need to repay the loan and then applied. I received an offer within a few minutes. The money was in my account the same day. Reviewed on: 6th March 2026

Easy to use website no fuss money in your account wi...

Easy to use website no fuss money in your account within few minutes Reviewed on: 6th March 2026

Zopa have been extremely easy and professional to de...

Zopa have been extremely easy and professional to deal with. My loan was all done online and completed in timely manner with very competitive rates and payment terms. Reviewed on: 6th March 2026

It’s been incredible.

It’s been incredible. Simple, no hassle at all, Zapas team are always o. Hand to assist quickly and efficiently, it’s been great. Reviewed on: 6th March 2026

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