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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

I recently got a loan from Zopa and the whole proces...

I recently got a loan from Zopa and the whole process was straight forward and easy to use. I would definitely recommend Zopa fire anyone looking for a loan Reviewed on: 6th March 2026

was easy to apply

was easy to apply and set up everything Reviewed on: 6th March 2026

Very quick and easy to deal with

Very quick and easy to deal with Reviewed on: 6th March 2026

Very smooth and easy quick decision very good service

Very smooth and easy quick decision very good service Reviewed on: 6th March 2026

The whole process was so simple.

The whole process was so simple. I selected the amount I wanted to borrow, then I selected the amount of time I need to repay the loan and then applied. I received an offer within a few minutes. The money was in my account the same day. Reviewed on: 6th March 2026

Easy to use website no fuss money in your account wi...

Easy to use website no fuss money in your account within few minutes Reviewed on: 6th March 2026

Zopa have been extremely easy and professional to de...

Zopa have been extremely easy and professional to deal with. My loan was all done online and completed in timely manner with very competitive rates and payment terms. Reviewed on: 6th March 2026

It’s been incredible.

It’s been incredible. Simple, no hassle at all, Zapas team are always o. Hand to assist quickly and efficiently, it’s been great. Reviewed on: 6th March 2026

Great bank to work with

Great bank to work with once approved money was in fast definitely staying with these Reviewed on: 6th March 2026

Quick Easy and Excellent

Funds in my account within minutes of confirming application and could change the direct debit date straight away Reviewed on: 6th March 2026

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