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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Recommend any day

5
Easy app and very helpfull quick fast and payments easy to make Reviewed on: 16th January 2026

Easy and transparent information all the way through...

5
Easy and transparent information all the way through the application process. Simple to apply and response was very quick Reviewed on: 16th January 2026

Super Zopa.!

5
I found Zopa efficient and helpful and my application was dealt with swiftly, courteously and with minimum fuss. Reviewed on: 16th January 2026

Easy and efficient transaction and loan assessment u...

5
Easy and efficient transaction and loan assessment undertaken on affordability. I am pleased I chose Zopa and grateful for the loan facility. Reviewed on: 16th January 2026

Hassle free

5
The process was straight forwards, quick and stress free Reviewed on: 16th January 2026

Great rates, money in the bank in minutes

5
Great rates, money in the bank in minutes Reviewed on: 16th January 2026

Super simple and easy to navigate and get the help n...

5
Super simple and easy to navigate and get the help needed! Reviewed on: 16th January 2026

Easy application process

5
Easy application process enabled me to provide a wedding gift to my son would otherwise have struggled with Reviewed on: 16th January 2026

Went on to these and helped me straight away

5
Went on to these and helped me straight away Reviewed on: 16th January 2026

Great lender.

5
Easy process,money in my bank 1 hour later,helped me consolidate my debt and make me better off each month. Reviewed on: 16th January 2026

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