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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68054)

Brilliant experience, very quick and very efficient...

5
Brilliant experience, very quick and very efficient and very competitive Reviewed on: 16th January 2026
Tim 's avatar
Tim

My loan was approved and time lines met , contract c...

5
My loan was approved and time lines met , contract clear Reviewed on: 16th January 2026
Faffy's avatar
Faffy

I find the app is really easy to use.

5
I find the app is really easy to use. And if I needed to speak to someone I can do Reviewed on: 16th January 2026
Raymond's avatar
Raymond

Quick and easy process instant decision

5
Quick and easy process instant decision Reviewed on: 16th January 2026
Debbie L's avatar
Debbie L

Found the link via a credit rating agency.

5
Found the link via a credit rating agency. Lowest interest rates and a people friendly business model. Website was perfectly laid out, quick and easy. Great online portal that lets me manage my finances very quickly. Reviewed on: 16th January 2026
D S's avatar
D S

Simply the best!

5
Very quick and easy loan service. Excellent repayment rate. Reviewed on: 16th January 2026
Emmy G's avatar
Emmy G

Very fast and good attention to detail

5
Very fast and good attention to detail Reviewed on: 16th January 2026
Mark M's avatar
Mark M

No hidden charges, everything went well for me

5
No hidden charges, everything went well for me Reviewed on: 16th January 2026
Christian H's avatar
Christian H

I’m excited to have been a customer to this great...

5
I’m excited to have been a customer to this great bank Reviewed on: 16th January 2026
Bartholomew Okougbenin 's avatar
Bartholomew Okougbenin

Fast response.

5
Fast response. Excellent service. Reviewed on: 16th January 2026
Brian P's avatar
Brian P

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