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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68054)

I needed it alone to get carpets for the house.

5
I needed it alone to get carpets for the house. I didn’t realise how much carpets was went through. No problem recommended Zopa. Reviewed on: 16th January 2026

Very quick friendly service.

5
Very quick friendly service. I would recommend again Reviewed on: 16th January 2026

Applying for my was seamless, application was resolv...

5
Applying for my was seamless, application was resolved within 3 working days, where I had a telephone conversation with a ZOPA Advisor who was knowledgeable in his field by asking the correct questions Reviewed on: 16th January 2026

All round good experience

5
Very helpful advisors, easy to use app and application process Reviewed on: 16th January 2026

Excellent customer service, very straight forward ap...

5
Excellent customer service, very straight forward application process, friendly staff. Reviewed on: 16th January 2026

Good service

5
Easy and straight forward to arrange loan lowest intrest rates compared to otger compamies Reviewed on: 16th January 2026

It was quite quick via credit score app

4
It was quite quick via credit score app Reviewed on: 16th January 2026

Quick loans

5
So quick and easy to get a loan at a great monthly repayments Reviewed on: 16th January 2026

zopa loan.

5
i tried others lenders to no avail ,then i tried zopa thinking i would not get accepted and im glad to say i was and didnt have half the trouble as i did with others ive used zopa acouple of times i would recommend zopa to anyone that asked me.. Reviewed on: 16th January 2026

Always pleasant and helpful staff whenever I've call...

5
Always pleasant and helpful staff whenever I've called them Reviewed on: 16th January 2026

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