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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

I have used the services of Zopa twice in the last e...

5
I have used the services of Zopa twice in the last eighteen months and on both occasions they have been extremely helpful and kindly in their manner, never making me feel as if they were doing me a favour in letting me have a loan, I will use them again. Reviewed on: 16th January 2026

Easy and excellent

5
Money was in the bank in minutes, the decision took seconds and it was a better rate than both of my banks. Reviewed on: 16th January 2026

Rock and a hard place.

5
Got me out of a tight n sticky situation just before Christmas. Reviewed on: 16th January 2026

Zopa is top

5
Easy to use and very quick to get money to people. They are excellent, keep up the good work. Reviewed on: 16th January 2026

Very good

5
Frim application through to receiving funds very good. Would use again Reviewed on: 16th January 2026

So easy to use and im 65

5
They are so simple best provider I have ever used Reviewed on: 16th January 2026

Banking financial excellence at its best

5
Fast efficient great communication great response quick answer and funds transfer Reviewed on: 16th January 2026

Very quick decision and money in bank very quick, ex...

5
Very quick decision and money in bank very quick, excellent service all round Reviewed on: 16th January 2026

Smooth and efficient

5
All communication and the while process has been smooth and efficient. Reviewed on: 16th January 2026

fast professional and secure

5
It was fast professional and secure . Staff really friendly Reviewed on: 16th January 2026

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