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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very prompt throughout process during loan request

Very prompt throughout process informative and quick response Reviewed on: 17th January 2026

easy and pleasurable application...

Zopa, have a really easy and pleasurable application process. The decision to lens is quick and the approved loan funds are very quickly transferred to my bank account. Reviewed on: 17th January 2026

easy to use application process, mobile phone app ea...

easy to use application process, mobile phone app easy to install and view my account. Reviewed on: 17th January 2026

Compliments to Zopa, great service

Compliments to Zopa, great service Reviewed on: 17th January 2026

Excellent super fast.

Excellent super fast. really hassle free for looking at loan options Reviewed on: 17th January 2026

Best of the best

The total experience of applying for the loan was a very easy application. The lady I spoke to was very polite and spoke to me like a human being, not talking as though she was superior. First class interaction. Reviewed on: 17th January 2026

Good value

I am very pleased with your company n̈ Reviewed on: 17th January 2026

My application to recieving my loan was seamless

My application to recieving my loan was seamless Reviewed on: 17th January 2026

Full service online.

Full service online. Quick and very simple. Reviewed on: 17th January 2026

Excellent service, easy to use , very helpful, frien...

Excellent service, easy to use , very helpful, friendly and professional, all done very quickly. Reviewed on: 17th January 2026

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