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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and easy.

The process from start to receiving the funds was simple and painless, funds were in my account so quickly too. The app is great, and the function to make overpayments to the loan account is such a great and painless process. Reviewed on: 17th January 2026

Very straightforward and easy to do, took no time at...

Very straightforward and easy to do, took no time at all to achieve what I wanted. Reviewed on: 17th January 2026

A great company for loans

The offer was given quickly and professionally with full details of monthly payments.I would certainly use Zopa again if a further loan is needed Reviewed on: 17th January 2026

Zopa is a great company I have ever dealt with.

Zopa is a great company I have ever dealt with. Quick service ,reliable and trustworthy Reviewed on: 17th January 2026

Easy to use , smooth transition , simple layout

Easy to use , smooth transition , simple layout Reviewed on: 17th January 2026

Ery easy process to get loan with few minutes.

Ery easy process to get loan with few minutes. No nonsense question. Reviewed on: 16th January 2026

Zopa limited

Helpful friendly and good service Reviewed on: 16th January 2026

Strongly recommend Zopa.

It was informative, easy to apply for, and fast. Great experience from application to receiving the loan into my bank account. Reviewed on: 16th January 2026

Excellent service customer service is amazing really...

Excellent service customer service is amazing really appreciate the work done Reviewed on: 16th January 2026

Very quick process, easy to navigate and instant res...

Very quick process, easy to navigate and instant response/decision Reviewed on: 16th January 2026

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