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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Very quick and efficient

Easy to apply, speedy response and very clear Reviewed on: 16th January 2026

Zopa credit always help me on time.

Zopa credit always help me on time. Them online application are very easy and simple. Money always on time i will definitely use zopa again Reviewed on: 16th January 2026

Really straight forward, no delays in the decision c...

Really straight forward, no delays in the decision coming through and quick and easy transfer. Reviewed on: 16th January 2026

Fast easy application process and great response time

Fast easy application process and great response time Reviewed on: 16th January 2026

Easy system great app.

Always found the process easy to navigate and the app makes tracking simple. Reviewed on: 16th January 2026

Needed a quick loan to consolidate a few bills, Zopa...

Needed a quick loan to consolidate a few bills, Zopa were very quick with helping me out. I applied for the loan, which was very quick and easy to do, and within the hour is approved and in my account. Reviewed on: 16th January 2026

Quick and easy to apply.

Quick and easy to apply. Good care of your current situation. Friendly customer service. Always helpful! Reviewed on: 16th January 2026

Loan request

My request dealt with quickly and efficiently. Reviewed on: 16th January 2026

Amazingingly simple

Zopa made applying for a loan so easy and uncomplicated. It was fast and put me at ease. Amazing! Reviewed on: 16th January 2026

Efficient smooth process with pleasant calm advisor.

Efficient smooth process with pleasant calm advisor. Non judgmental and patient Reviewed on: 16th January 2026

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