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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great rate and fast service, with an easy online app...

Great rate and fast service, with an easy online application Reviewed on: 16th January 2026

Very good company helpful

Very good company , helpful easy to understand and navigate Reviewed on: 16th January 2026

Zopa a shoulder to lean on.

Zopa a shoulder to lean on. Good communication skills by the staff. Always ready to listen and help regardless. No Reviewed on: 16th January 2026

Simply great!

Really pleased with Zopa, I've not experienced anything negative. Quick, efficient and effective. Reviewed on: 16th January 2026

Quick service money straight in your bank easy appli...

Quick service money straight in your bank easy application excellent Reviewed on: 16th January 2026

Thank you Zopa!

I submitted a personal loan request and it was approved in hours. A quick a very simple transaction and the funds were in my account very quickly. I'm very pleased. Thank you Zopa! Reviewed on: 16th January 2026

Fantastic

Wonderful experience all round I couldn't be happier Reviewed on: 16th January 2026

Great easy experience, everything works well on the...

Great easy experience, everything works well on the app, tells you what you can borrow and your rates, easy to access settlement figures and easy overall makes the process simple and quick Reviewed on: 16th January 2026

Very easy process

Very easy process pretty instant decision and loan money received quicky Reviewed on: 16th January 2026

Easy to arrange good acces online.

Easy to arrange and quick decision good acces online. Reviewed on: 16th January 2026

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