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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Zopa, the best choice

5
Loan from Zopa came in the perfect moment, very happy with their help Reviewed on: 16th January 2026
Cosmin S's avatar
Cosmin S

Very fast service and decision by professional, frie...

5
Very fast service and decision by professional, friendly staff. Highly recommended. Reviewed on: 16th January 2026
Tony M's avatar
Tony M

Great company

5
Always been there when I've needed them Reviewed on: 16th January 2026
Kevin M's avatar
Kevin M

EASY TO ARRANGE

5
Easy to arrange,received the money very quickly, interest rates is extremely competitive, Excellent service Reviewed on: 16th January 2026
Simon D's avatar
Simon D

Straight forward quick response and easy to use

5
Straight forward quick response and easy to use Reviewed on: 16th January 2026
Sam's avatar
Sam

Good and effective would recommend Zola loan

5
Good and effective. Rate was good and it’s meet all the expectations Reviewed on: 16th January 2026
Oladipupo E 's avatar
Oladipupo E

Great company

5
Great company. Had a credit card before. Decided to take a loan. Easy application. Great service. Well made app. Good terms for loan. Will definitely tell my friends if they need extra money for important things. Reviewed on: 16th January 2026
Igors 's avatar
Igors

Best rate on car finance I could find and was very e...

5
Best rate on car finance I could find and was very easy from application to pay out Reviewed on: 16th January 2026
Lee c's avatar
Lee c

It was easy to apply for the two loans that I have w...

5
It was easy to apply for the two loans that I have with Zopa, also the app makes it easy to stay on top of things and to view my balances and payments! Reviewed on: 16th January 2026
Costas Rafti's avatar
Costas Rafti

Very fast and smooth all the the way

5
Very fast and smooth all the the way Reviewed on: 16th January 2026
danny rutter's avatar
danny rutter

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