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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Highly recommend

I now have two loans and the application process was excellent. The app is easy to use to keep eye on balances and payments Reviewed on: 16th January 2026

Good quick response am very happy Thank you Zopa

Good quick response am very happy Thank you Zopa Reviewed on: 16th January 2026

Changing car finance to personal loan was easy

Changing car finance to personal loan was easy Reviewed on: 16th January 2026

Fantastic

Very good experience with zopa loans Reviewed on: 16th January 2026

Straight forward application process and instant tra...

Straight forward application process and instant transfer Reviewed on: 16th January 2026

As easy as it gets

Quick process, service was easy to use and very clear, customer service is great would highly recommend Reviewed on: 16th January 2026

Really easy application process, quick approval and...

Really easy application process, quick approval and recieved the loan very quick. Reviewed on: 16th January 2026

Great service

Excellent service quickly Frau with your enquiry Reviewed on: 16th January 2026

Competitive rates and a great App - what’s not to like.

Competitive rates and a great App - what’s not to like. Pre approved application took minutes to process and cash was in the account straight away. Easy to manage too. Reviewed on: 16th January 2026

Quick and easy

Quick and easy to use,quick response time Reviewed on: 16th January 2026

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