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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent

No problems with anything at all. Reviewed on: 16th January 2026

New bank going above horizons to high street banks t...

New bank going above horizons to high street banks this is a revolution to banking it is all internet based but still giving the high street service Reviewed on: 16th January 2026

Excellent service from an excellent company.

Excellent service from an excellent company. Reviewed on: 16th January 2026

Fantastic

Had no problems at all great value for miney they keep u updated with everything Reviewed on: 16th January 2026

Very easy to apply and process of receiving payment

Very easy to apply and process of receiving payment Reviewed on: 16th January 2026

There for you

Zia have been a very helpful provider a couple of times. Reviewed on: 16th January 2026

Ease of use

It was easy to set up & hassle free Reviewed on: 16th January 2026

Very helpful asked me what I wanted to know good ser...

Very helpful asked me what I wanted to know good service Reviewed on: 16th January 2026

Really straight forward process,

Really straight forward process, easy application with a quick result with regular updates via email. Reviewed on: 16th January 2026

Amazing well organised good customer service

Amazing well organised good customer service Reviewed on: 16th January 2026

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