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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Absolutely fantastic company, highly recommended.

Absolutely fantastic company, highly recommended. Cannot fault them on any level. Reviewed on: 16th January 2026

Excellent service and able to talk to people very qu...

Excellent service and able to talk to people very quick and efficient Reviewed on: 16th January 2026

Great service

I have always found Zopa fast and efficient. With excellent rates and customer service. Reviewed on: 16th January 2026

Excellent service

Very fast and stress-free application Reviewed on: 16th January 2026

Easygreat company application and quick.

Easy application and quick. Have had 2 loans from Zopa and would apply again if needed. Reviewed on: 16th January 2026

Amazingly simple and quick, first class in all aspects

Very easy to fill in the form, response was amazingly quick and money came through without any problem. All very easy and simple to manage on the aoo. All together a first class experience. Reviewed on: 16th January 2026

Easy application

It was very easy to apply for a loan and fill out the relevant information Reviewed on: 16th January 2026

Very easy to apply and money in bank very quick.

Very easy to apply and money in bank very quick. Reviewed on: 16th January 2026

Simple / easy to follow / very quick money to accoun...

Simple / easy to follow / very quick money to account / no hasstles Reviewed on: 16th January 2026

Thanks Zopa, I got my control back

I'd had a loan for several yrs and brought it down to about £1000, and thought about consolidating, but for no apparent reason having been a customer for years, I applied to increase that loan and the bank refused. I was overdrawn, but Zopa had absolutely no problem, and I'm now in control of my finances, in the black, ahead on all my bills etc. and very pleased with myself and Zopa. So pleased, nice as a £1000 would be, I'd give half to my local animal shelter for winter feed and warmth for strays. Reviewed on: 16th January 2026

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