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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Easy to use loan company

The application process and release of funds was straightforward and swift. This is exactly how a loans process should be. Reviewed on: 16th January 2026

It has actually been pretty good although interest i...

It has actually been pretty good although interest is very high Reviewed on: 16th January 2026

excellent App that allows for easy money management.

excellent App that allows for easy money management. Reviewed on: 16th January 2026

Very straight forward.

Very straight forward. Helpful and professional. Reviewed on: 16th January 2026

Excellent service

Easy to apply . You know before you apply you will be accepted Reviewed on: 16th January 2026

Very good card and service good company to deal with...

Very good card and service good company to deal with very quick to deal with payments Reviewed on: 16th January 2026

Always helpful and speedy service

Always helpful and speedy service Reviewed on: 16th January 2026

Recommended for exceptional service and ease of use.

Have used Zopa on several occasions now and the end to end process has been nothing short of excellence. Zopa has a great flawless App which allows you to apply, receive and manage your finances seamlessley.. Reviewed on: 16th January 2026

Easy to arrange.

Easy to arrange.payments easy to make with direct debit.quick and easy to arrange.money in your account very quick.trusted company which provides a whole range of services Reviewed on: 16th January 2026

Found Zopa very helpful and informative

Found Zopa very helpful and informative Reviewed on: 16th January 2026

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