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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great help with car finance and loan also credit car...

Great help with car finance and loan also credit card easy to use website Reviewed on: 16th January 2026

Zopa it’s easy and very good service

Zopa it’s easy and very good service Reviewed on: 16th January 2026

Zopa are so easy and nice to deal with.

Zopa are so easy and nice to deal with. You don't feel like their prying too much.They transfer the money quickly Reviewed on: 16th January 2026

Fast Application

Very fast application! Money was in my account minutes after being approved. Hassle free. The app is very good for keeping on track with how much is remaining and payment dates Reviewed on: 16th January 2026

Very fast and friendly helpful staff who listened t...

Very fast and friendly helpful staff who listened to my needs Reviewed on: 16th January 2026

Easy process, can monitor online which saves a lot o...

Easy process, can monitor online which saves a lot of time and hassle Reviewed on: 16th January 2026

Offered affordable loan at appropriate rates.

Offered affordable loan at appropriate rates. Good App making it easy to track and overpay when appropriate. Reviewed on: 16th January 2026

Easy process

Easy to apply for loan, kept updated on progress. Regularly monthly updates and regular information on whats available without pressure. Reviewed on: 16th January 2026

I love Zopa because is fast and easy and when I need...

I love Zopa because is fast and easy and when I needed was the only ap which helped faster Reviewed on: 16th January 2026

Quick Service Affordable Loans

I have a credit card and loans. The service for both is quick, thorough and reliable. The repayments are affordable. Reviewed on: 16th January 2026

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