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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

My experience with Zopa was a positive one.

My experience with Zopa was a positive one. Very easy to apply and got accepted and received the money literally in minutes. Cannot praise them enough. Keep up the great work. Thank you Zopa Reviewed on: 16th January 2026

Personal loan

Excellent service and in your bank within a couple of hours. Reviewed on: 16th January 2026

Zopa came through for me

Zopa was able to provide me with a loan that I needed at the time at a better rate, flexibility and speed than my primary bank. I would definately recommend it! Reviewed on: 16th January 2026

Efficient and easy to deal with.

Efficient and easy to deal with. Reviewed on: 16th January 2026

The whole process from application to the money arri...

The whole process from application to the money arriving in my account was smooth and straightforward. Would highly recommend to friends and family without hesitation. Reviewed on: 16th January 2026

I have had a couple of loans through Zopa, I have fo...

I have had a couple of loans through Zopa, I have found them easy to deal with and their app keeps you informed at all times of your loan status. Reviewed on: 16th January 2026

Top services ,transfer in a second!

Top services ,transfer in a second!Very reliable company Reviewed on: 16th January 2026

Zopa...Thank you

I got my loan very quickly / this is what makes Zopa the beat.. Reviewed on: 16th January 2026

Very helpful nice having app knowing you can pay mor...

Very helpful nice having app knowing you can pay more at a time and see everything you need at your finger tips Reviewed on: 16th January 2026

Helpful staff, decisions made well and quick.

Helpful staff, decisions made well and quick. Reviewed on: 16th January 2026

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