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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 11th Apr 2026
274400% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026
TeeSOLAR's avatar
TeeSOLAR

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Excllent provider

5
Had a couple of loanswith Zopa, so transparent with excellent customer services Reviewed on: 16th January 2026

top notch ZOPA.

5
Zopa always there to help, and excellent friendly service. there when you need them. keeps you well informed with your account and service. Reviewed on: 16th January 2026

Zopa - So easy So good

5
So easy and straightforward with only the necessary information asked for. Reviewed on: 16th January 2026

"Simply the Best"

5
Really appreciate the excellent service and great benefits I’ve received from ZOPA They’ve made my financial life simpler. Their clear communication and helpful support make managing my finances so much easier." Reviewed on: 16th January 2026

Great service.

5
Great service. Zopa do not bombard you with offers and promotions. A very mature organisation. Reviewed on: 16th January 2026

Excellent Service

5
I have had a very good and quick experience Reviewed on: 16th January 2026

Very easy to deal with and app is a great way to tra...

5
Very easy to deal with and app is a great way to track your money Reviewed on: 16th January 2026

Fast and friendly throughout.

4
Fast and friendly throughout. I even had a direct debit issue with my bank, the team helped me through to make sure I didn't have a missed payment record and I kept up to date with my payments. Top work Reviewed on: 16th January 2026

Thank you Zopa

5
Brilliant have two loans with Zopa very happy Customer Reviewed on: 16th January 2026

Excellent online service & well worth asking this ou...

5
Excellent online service & well worth asking this outstanding company who are going from strength to strength despite adverse market conditions. Reviewed on: 16th January 2026

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