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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

I would not hesitate to recommend Zopa!

Excellent communication, quick decision, no complicated applications. Great app which keeps everything together and easily accessible. Good interest rates. Reviewed on: 16th January 2026

Can’t fault them.

Can’t fault them. They have been faultless in the way they have dealt with me Reviewed on: 16th January 2026

So easy and fast to arrange a loan.

So easy and fast to arrange a loan. No issues at all. Favourable interest rates offered Reviewed on: 16th January 2026

Zopa always inform me when my payment is due, they k...

Zopa always inform me when my payment is due, they keep me updated, it is a great loan company and I am glad I chose them Reviewed on: 16th January 2026

Excellent customer service department

Excellent customer service department and very quick process all round. Reviewed on: 16th January 2026

great experience for me, good help in times of need

great experience for me, good help in times of need Reviewed on: 16th January 2026

The loan was easy to apply for , and the fund were...

The loan was easy to apply for , and the fund were in my account within minutes. Reviewed on: 16th January 2026

Simple, straightforward, swift process.

Simple, straightforward, swift process. Reviewed on: 16th January 2026

Great experience

I have a loan with Zopa, the process for applying was very simple. I also changed the date for my direct debit, the information and guidance given on the app was simple but informed me of everything that I needed to know. Reviewed on: 16th January 2026

Super fast response and competitive interest rate.

Super fast response and competitive interest rate. Easy to navigate app and clearly to read information. Reviewed on: 16th January 2026

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