Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent service.

Excellent service. Quick and effective best interest rates Reviewed on: 16th January 2026

Happy customer

Really helped us out when we needed it. Very quick and easy to use. In the next few years I will definitely using their services Reviewed on: 16th January 2026

Very good, good communication and not confusing.

Very good, good communication and not confusing. Reviewed on: 16th January 2026

Easy way to borrow

Easy to borrow money and easy repayments Reviewed on: 16th January 2026

Seamless start to finish.

Seamless start to finish. I applied for a small personal loan recently and it literally only took a few minutes online from applying to having the money in my account. Reviewed on: 16th January 2026

Everything was fast and efficient

Everything was fast and efficient Reviewed on: 16th January 2026

Easy to use website and no fuss account and applicat...

Easy to use website and no fuss account and application Reviewed on: 16th January 2026

Excellent money lending company fast service good ra...

Excellent money lending company fast service good rate excellent staf Reviewed on: 16th January 2026

Always looking after the needs of the individual

Always looking after the needs of the individual Reviewed on: 16th January 2026

I would rate Zopa as the best loan provider by far!

Zopa had very competitive rates. After all the checks the money was in my account within minutes. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Crowdfunding
from Emerging Crowd 0.00 from 0 reviews
Short-term loan (discontinued)
from MyJar (inactive company) 4.57 from 108 reviews
Personal Loan
from Loans 2 Go 3.70 from 21 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub