Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

I needed a loan for a car and they gave great rates...

I needed a loan for a car and they gave great rates and paying back early was a breeze Reviewed on: 16th January 2026

Didn’t expect to get accepted for a big loan

Didn’t expect to get accepted for a big loan Reviewed on: 16th January 2026

Great company

Zopa give me the financial support I need would highly recommend Reviewed on: 16th January 2026

5 star loan

Quick, simple process, very efficient and easy to understand Reviewed on: 16th January 2026

Easy to contact, quick decision process.

Easy to contact, quick decision process. Reviewed on: 16th January 2026

Very good.

Very good. Very fast and vey easy get loan Reviewed on: 16th January 2026

Very quick and open minded, asked questions for my o...

Very quick and open minded, asked questions for my own security which I liked Reviewed on: 16th January 2026

First class

I’ve had a couple of loans now and can’t fault Zopa Reviewed on: 16th January 2026

Zopa has been excellent, they are easy to deal with...

Zopa has been excellent, they are easy to deal with and the app experience is excellent. Reviewed on: 16th January 2026

Speed of decision making and transfer of funds

Speed of decision making and transfer of funds made the borrowing process really straightforward. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from JL Money 0.00 from 0 reviews
Personal loan
from Kroo 4.96 from 200 reviews
Payday loan (discontinued)
from Loansathome4u (inactive company) 3.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Credit card
from Zopa 4.94 from 43506 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub