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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very easy access to application, clearly conditions...

Very easy access to application, clearly conditions and quick decision Reviewed on: 16th January 2026

Brilliant from start to finish , very helpful

Brilliant from start to finish , very helpful Reviewed on: 16th January 2026

Excellent service.

Excellent service. Quick and effective best interest rates Reviewed on: 16th January 2026

Happy customer

Really helped us out when we needed it. Very quick and easy to use. In the next few years I will definitely using their services Reviewed on: 16th January 2026

Very good, good communication and not confusing.

Very good, good communication and not confusing. Reviewed on: 16th January 2026

Easy way to borrow

Easy to borrow money and easy repayments Reviewed on: 16th January 2026

Seamless start to finish.

Seamless start to finish. I applied for a small personal loan recently and it literally only took a few minutes online from applying to having the money in my account. Reviewed on: 16th January 2026

Everything was fast and efficient

Everything was fast and efficient Reviewed on: 16th January 2026

Easy to use website and no fuss account and applicat...

Easy to use website and no fuss account and application Reviewed on: 16th January 2026

Excellent money lending company fast service good ra...

Excellent money lending company fast service good rate excellent staf Reviewed on: 16th January 2026

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