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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Applied for a loan and got accepted straight away.

Applied for a loan and got accepted straight away. The money was in my bank within an hour. I also got a very l8w interest rate. Reviewed on: 16th January 2026

amazing zopa

zoos was amazing they helped me out with financial support straight away Reviewed on: 16th January 2026

Great company !!

Not had any bad experiences, find the service excellent. And I would certainly recommend it, Reviewed on: 16th January 2026

good communication, quick process time.

good communication, quick process time. customer service is excellent aand ready to help you through any difficulty Reviewed on: 16th January 2026

Zopa An Easy Bank To Deal With

I was informed via the app that I was eligible for a loan. I decided to do some debt consolidation, the purpose I took the loan out for, applied and was approved in under 5 mins. The money was in my account within 2 hours. That was fantastic service. Reviewed on: 16th January 2026

Easy straightforward transaction.

Easy straightforward transaction. Very quick decision Reviewed on: 16th January 2026

Hassle free service.

Professional straight forward service. Thank you. Reviewed on: 16th January 2026

Very quick .

Very quick .very easy. And you can pay extra loan payments and even get another loan if needed added on which can be convenient. Reviewed on: 16th January 2026

I applied for a loan and was excepted very quickly .

I applied for a loan and was excepted very quickly . No hassle no drawbacks just fast Reviewed on: 16th January 2026

would thoroughly recommend,

The total application was so simple from start to finish with the funds arriving very shortly after applying Reviewed on: 16th January 2026

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