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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I applied for a loan and was excepted very quickly .

I applied for a loan and was excepted very quickly . No hassle no drawbacks just fast Reviewed on: 16th January 2026

would thoroughly recommend,

The total application was so simple from start to finish with the funds arriving very shortly after applying Reviewed on: 16th January 2026

Five stars

App is very easy to navigate & questions are answered very quickly very good customer service Reviewed on: 16th January 2026

Trusted partner

Zopa helped me when I was in need. Reviewed on: 16th January 2026

The whole process was fast, efficient and assist me...

The whole process was fast, efficient and assist me to tidy up my finances without too much fuss. Definitely will consider Zopa moving forward Reviewed on: 16th January 2026

All perfect very professional and easy

All very professional and easy to deal with on line Reviewed on: 16th January 2026

Simple, fast and transparent personal loan process

Applying for a personal loan with Zopa was straightforward from start to finish. The online application was quick and easy to understand, with clear information about interest rates, repayments and the total amount payable before committing. I received a decision promptly, and the funds were transferred quickly once approved. There were no hidden fees, and the whole process felt transparent and well-designed. Overall, a smooth and stress-free experience that I would happily recommend. Reviewed on: 16th January 2026

I neded quick money and got it in 5 minutes...

I neded quick money and got it in 5 minutes Reviewed on: 16th January 2026

Zopa are a no messing about Company , direct , fast...

Zopa are a no messing about Company , direct , fast , efficient and product aware - thank you Reviewed on: 16th January 2026

Great service

They were quick and efficient no long list of questions or financial questions and the funds were available in1 hour Reviewed on: 16th January 2026

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