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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy application, app great , never had an issue

Easy application, app great , never had an issue Reviewed on: 16th January 2026

Stress free service

Was so easy to navigate took the stress out of everything. Reviewed on: 16th January 2026

Got a loan through Zopa and it was an easy applicati...

Got a loan through Zopa and it was an easy application and the money was straight in my bank. Would highly recommend. Reviewed on: 16th January 2026

Great website , professional service

Great website , professional service Reviewed on: 16th January 2026

When I put in for a loan it was in my account in min...

When I put in for a loan it was in my account in minutes Reviewed on: 16th January 2026

Easy to apply and cash arrived really quickly into m...

Easy to apply and cash arrived really quickly into my account, great service. Reviewed on: 16th January 2026

Thought i had poor when it was approved.

Thought i had poor credit,however when it was approved. I was surprised and grateful that I could pay off some bills. The repayments suit my budget and would definitely recommend. Reviewed on: 16th January 2026

Excellent Loan services

The whole loan process was a no fluff extremely smooth process. Reviewed on: 16th January 2026

Its easy, smooth application process and timly decis...

Its easy, smooth application process and timly decision i really loved it. Reviewed on: 16th January 2026

Quick but disappointing interest rate

It all went through fairly quickly after the background check phonecall. But I was disappointed with the interest rate. Reviewed on: 16th January 2026

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