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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Its easy, smooth application process and timly decis...

Its easy, smooth application process and timly decision i really loved it. Reviewed on: 16th January 2026

Quick but disappointing interest rate

It all went through fairly quickly after the background check phonecall. But I was disappointed with the interest rate. Reviewed on: 16th January 2026

Very easy, fast and reliable service.

Very easy, fast and reliable service. No nonsense app that you can use to sort most things. Very pleased with the service Reviewed on: 16th January 2026

Applying for loan was extremely straightforward and...

Applying for loan was extremely straightforward and easy, loan was approved very quickly and was available in my account for the purchase Reviewed on: 16th January 2026

Very reliable and quick to access services

Very reliable and quick to access services Reviewed on: 16th January 2026

Brilliant app to manage a loan, pay off early, and o...

Brilliant app to manage a loan, pay off early, and other services on the app. Clear and straightforward to apply for a loan. I’m a repeat customer, so that tells you how good they are. Reviewed on: 16th January 2026

Straight forward process very user friendly applicat...

Straight forward process very user friendly application and very quick decisions and available cash. Reviewed on: 16th January 2026

Requests made easy with Zooa

Fromfirst phone call to completion of request it was forst class attention all the way. Cannot fault Zopa. Staff go out of theircway to make sure you walk away happy. Whats not to love Reviewed on: 16th January 2026

Prompt service, knowledgeable and courteous staff,

Prompt service, knowledgeable and courteous staff, Reviewed on: 16th January 2026

Very helpful and provides the best possible solution...

Very helpful and provides the best possible solution to my circumstances. I was helped all the way through the application process with all options clearly explained. Reviewed on: 16th January 2026

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