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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great service, very quick response, great communicat...

Great service, very quick response, great communication Reviewed on: 16th January 2026

Always been a pleasure to deal with helpful and unde...

Always been a pleasure to deal with helpful and understanding. Excellent service Reviewed on: 16th January 2026

Amazing from start to finish funds was in my bank wi...

Amazing from start to finish funds was in my bank within the hour. Worked out different amounts I could borrow on the app till I found what worked for me Reviewed on: 16th January 2026

Very quick process from start to finish the money wa...

Very quick process from start to finish the money was in my bank account in hours Reviewed on: 16th January 2026

professional

fast, efficient and professional approach to the customer Reviewed on: 16th January 2026

Good services, customer oriented services

Good services, customer oriented services Reviewed on: 16th January 2026

Respectful, Professional and Good services.

Respectful, Professional and Good services. Reviewed on: 16th January 2026

Really easy to find all the information needed for a...

Really easy to find all the information needed for a personal loan. Very simple to apply and great app to manage account. No complaints at all Reviewed on: 16th January 2026

Great experience.

Easy application with regular updates Reviewed on: 16th January 2026

Quick easy application and loan decision and money h...

Quick easy application and loan decision and money hit account promptly Reviewed on: 16th January 2026

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