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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69056 reviews)

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4.95

Based on 69,056 reviews, last reviewed 18th Apr 2026

0% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a really good loan company who give you a lo... Zopa is a really good loan company who give you a loan when they know you can pay directly managed on line which protects the environment as paperless Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69056)

Fastest loan experience

Fastest loan experience ever I have encountered. Their service was less cumbersome and flexible.it took less than an hour to go through the process and so I will recommend Zopa Reviewed on: 16th January 2026

My experience with Zopa has been very positive, part...

My experience with Zopa has been very positive, particularly due to its easy-to-use digital platform, transparent products, and strong focus on customer outcomes. Zopa stands out as a modern bank that combines innovation with responsible lending and excellent customer service. Reviewed on: 16th January 2026

No hassle quick and easy processes, super fast respo...

No hassle quick and easy processes, super fast responses. Reviewed on: 16th January 2026

Very quick to apply and money arrived in my account...

Very quick to apply and money arrived in my account quickly too. This was a major relief for me and stopped me being so stressed Reviewed on: 16th January 2026

Good service and helpful.

Good service and helpful. Staff information good Reviewed on: 16th January 2026

Brilliant service and helpful nothing too much troub...

Brilliant service and helpful nothing too much trouble to help you when you need it most Reviewed on: 16th January 2026

Zopa was quick ,on the ball and tremendous to deal...

Zopa was quick ,on the ball and tremendous to deal with Reviewed on: 16th January 2026

Excellent.

Excellent. Very easy application Reviewed on: 16th January 2026

Easy process, and quick response.

Easy process, and quick response. Reviewed on: 16th January 2026

Super quick to approve.

Super quick to approve. Great documentation. Transparent process. Reviewed on: 16th January 2026

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