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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very good experience with Zoopa Great bank .

Very good experience with Zoopa Great bank .Good rates Good offers Low interest rates Great service Reviewed on: 16th January 2026

Easy, easy, easy.

Easy, easy, easy. I have few other banks that I do finance and Zopa are the easiest by far. Been with them for 4 years and never needed to speak to anyone. All done in the app, best rates too! Reviewed on: 16th January 2026

All good except that I don’t know why Zopa won’t giv...

All good except that I don’t know why Zopa won’t give me a credit card even though I’ve never missed a payment on anything including my Zopa Loan Reviewed on: 16th January 2026

I felt they offered a very fair deal n considered ev...

I felt they offered a very fair deal n considered every angle with my request. Reviewed on: 16th January 2026

Easy online help

Easy online application,all necessary documents are processed online , very quick decision and payment Reviewed on: 16th January 2026

Easy to use website.

Easy to use website. Everything explained and decision given straight away. Funds transfer to my account within minutes. Able to use my loan to put my existing debt into one affordable payment. Great company I would highly recommend and definitely use again. Reviewed on: 16th January 2026

EASY TO USE AND EXCELLENT SERVICE

EASY TO USE AND EXCELLENT SERVICE Reviewed on: 16th January 2026

just think there was plenty off things i like about...

just think there was plenty off things i like about them Reviewed on: 16th January 2026

Best of the best

Very easy to apply no complicated forms to fill in everything was self explanatory and straight forward Reviewed on: 16th January 2026

Great service, friendly and professionald

Great service, friendly and professional and fast. Reviewed on: 16th January 2026

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