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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Easy, fast, exceptional service.

Easy, fast, exceptional service. Reviewed on: 16th January 2026

Easy to use on line forms quick decisions flexible a...

Easy to use on line forms quick decisions flexible amounts . very easy app to use aswell to keep on top of your payments . Reviewed on: 16th January 2026

Very good experience with them.

Very good experience with them. I found their response very helpful and I would recommend them to anyone. Reviewed on: 16th January 2026

Have a credit card & loan

Have a credit card & loan and application was very easy Reviewed on: 16th January 2026

Excellent serive informative upto date information p...

Excellent serive informative upto date information provided at your fingertips, easy to.use app 24/7, provides tips & hints how to improve your credit score.. Reviewed on: 16th January 2026

Excellent customer service

Easy to arrange personal loan . Simple process and quick turnround for a decision Reviewed on: 16th January 2026

Flexible, tailored, accessible!

Flexible, tailored, accessible! Have been very impressed Reviewed on: 16th January 2026

Easy to apply , no awkward questions .

Easy to apply , no awkward questions . Money sent across right away . Reviewed on: 16th January 2026

Simple quick and efficient .

Simple quick and efficient . Would recommend to anyone Reviewed on: 16th January 2026

Great professional service where you get to talk to...

Great professional service where you get to talk to people rather than a system. Keeps you up to date with repayments. Very professional service. Definitely recommend. Reviewed on: 16th January 2026

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