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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

EASY TO USE AND EXCELLENT SERVICE

EASY TO USE AND EXCELLENT SERVICE Reviewed on: 16th January 2026

just think there was plenty off things i like about...

just think there was plenty off things i like about them Reviewed on: 16th January 2026

Best of the best

Very easy to apply no complicated forms to fill in everything was self explanatory and straight forward Reviewed on: 16th January 2026

Great service, friendly and professionald

Great service, friendly and professional and fast. Reviewed on: 16th January 2026

Easy step by step guide and advice.

Easy step by step guide and advice. Loan approved quickly and money in my account in a timely manner. Very professional service. Reviewed on: 16th January 2026

Great company

Very easy to apply. No complicated jargon and the loan / repayments / terms and conditions were explained in a clear and concise manner. Reviewed on: 16th January 2026

Very efficient and effective customer service

Very efficient and effective customer service Reviewed on: 16th January 2026

Very good sevice

Zopa have been fantastic easy pleasant to deal with & very happy outcome with both card & loan Reviewed on: 16th January 2026

Really easy application process and money available...

Really easy application process and money available immediately. Great customer service and good app Reviewed on: 16th January 2026

Zopa loans

I applied for a loan to assist me and they ran through the process with me with no otobkens Reviewed on: 16th January 2026

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