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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very good service excellent good online service grea...

Very good service excellent good online service great customer service Reviewed on: 16th January 2026

Very simple exercise.

Very simple exercise. No hidden catches. Reviewed on: 16th January 2026

Friendly and User friendly

Simple and quick … good communication… and older person friendly app Reviewed on: 16th January 2026

Application and receipt of funds simple.

Application and receipt of funds simple. Easy to manage online via app Reviewed on: 16th January 2026

Straightforward, good communication, no fuss

Straightforward, good communication, no fuss Reviewed on: 16th January 2026

Years of service always hassle free

Ive been with zopa for many years now and all this time they still really easy to talk to and there online app is really easy to manage and makes visibility and control accounts really smooth and hassle free Reviewed on: 16th January 2026

Best lender

Best lender I am really happy with this company Reviewed on: 16th January 2026

My experience with them or many occasions was fantas...

My experience with them or many occasions was fantastic Reviewed on: 16th January 2026

Very easy experience, quick application process and...

Very easy experience, quick application process and an instant response. Reviewed on: 16th January 2026

Very helpful provider.

Very helpful provider. Great App and Customer service. Speedy services. Reviewed on: 16th January 2026

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