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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Friendly and User friendly

Simple and quick … good communication… and older person friendly app Reviewed on: 16th January 2026

Application and receipt of funds simple.

Application and receipt of funds simple. Easy to manage online via app Reviewed on: 16th January 2026

Straightforward, good communication, no fuss

Straightforward, good communication, no fuss Reviewed on: 16th January 2026

Years of service always hassle free

Ive been with zopa for many years now and all this time they still really easy to talk to and there online app is really easy to manage and makes visibility and control accounts really smooth and hassle free Reviewed on: 16th January 2026

Best lender

Best lender I am really happy with this company Reviewed on: 16th January 2026

My experience with them or many occasions was fantas...

My experience with them or many occasions was fantastic Reviewed on: 16th January 2026

Very easy experience, quick application process and...

Very easy experience, quick application process and an instant response. Reviewed on: 16th January 2026

Very helpful provider.

Very helpful provider. Great App and Customer service. Speedy services. Reviewed on: 16th January 2026

Zoos provide an excellent service - simple website t...

Zoos provide an excellent service - simple website to use and very person centred Reviewed on: 16th January 2026

Easy to do business with.

Easy to do business with. Clear data and great app Reviewed on: 16th January 2026

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