Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

View other Zopa products

4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69078)

Excellent from start to finish

so easy to apply and fast decision, also you can keep update on the app Reviewed on: 16th January 2026

Smooth Speedy Transaction

Smooth transaction from start to finish and extremely speedy just what you need when plans are being made Reviewed on: 16th January 2026

I have a loan, for a downstairs shower, I suffer wit...

I have a loan, for a downstairs shower, I suffer with COPD, it's been a god's sent. Reviewed on: 16th January 2026

No more stress.

I applied for a loan and to my surprise it was granted. It allowed me to consolidate several worrying debts which was suddenly alleviated with the help of Zopa and their speedy decision. Reviewed on: 16th January 2026

Very good experience with Zoopa Great bank .

Very good experience with Zoopa Great bank .Good rates Good offers Low interest rates Great service Reviewed on: 16th January 2026

Easy, easy, easy.

Easy, easy, easy. I have few other banks that I do finance and Zopa are the easiest by far. Been with them for 4 years and never needed to speak to anyone. All done in the app, best rates too! Reviewed on: 16th January 2026

All good except that I don’t know why Zopa won’t giv...

All good except that I don’t know why Zopa won’t give me a credit card even though I’ve never missed a payment on anything including my Zopa Loan Reviewed on: 16th January 2026

I felt they offered a very fair deal n considered ev...

I felt they offered a very fair deal n considered every angle with my request. Reviewed on: 16th January 2026

Easy online help

Easy online application,all necessary documents are processed online , very quick decision and payment Reviewed on: 16th January 2026

Easy to use website.

Easy to use website. Everything explained and decision given straight away. Funds transfer to my account within minutes. Able to use my loan to put my existing debt into one affordable payment. Great company I would highly recommend and definitely use again. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loans
from Moneyboat.co.uk 4.90 from 971 reviews
Payday loan (discontinued)
from Cash4uNow (inactive company) 1.00 from 4 reviews
Loans
from Wave Community Bank 4.92 from 225 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44338 reviews
Current account
from Zopa 4.93 from 6586 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub