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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

great experience for me, good help in times of need

great experience for me, good help in times of need Reviewed on: 16th January 2026

The loan was easy to apply for , and the fund were...

The loan was easy to apply for , and the fund were in my account within minutes. Reviewed on: 16th January 2026

Simple, straightforward, swift process.

Simple, straightforward, swift process. Reviewed on: 16th January 2026

Great experience

I have a loan with Zopa, the process for applying was very simple. I also changed the date for my direct debit, the information and guidance given on the app was simple but informed me of everything that I needed to know. Reviewed on: 16th January 2026

Super fast response and competitive interest rate.

Super fast response and competitive interest rate. Easy to navigate app and clearly to read information. Reviewed on: 16th January 2026

I found Zopa very easy to deal with and I have had n...

I found Zopa very easy to deal with and I have had no problems at all Reviewed on: 16th January 2026

The best Bank to bank , all the application and appr...

The best Bank to bank , all the application and approval is the fastest ever dealt with, Highly recommend this bank Reviewed on: 16th January 2026

I take twice loan from zopa and I was very happy!

I take twice loan from zopa and I was very happy! Good company! I recommend everyone in special my fr6 Reviewed on: 16th January 2026

Really easy to use.

Really easy to use. Quick. App is great. Finances at a glance so simple to navigate Reviewed on: 16th January 2026

Whenever I give the Zopa team a call the quality of...

Whenever I give the Zopa team a call the quality of service is absolutely fantastic and always able to go the extra mile in helping to sort out any concerns I have had brilliant to deal with. Reviewed on: 16th January 2026

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