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Zopa: Personal loan reviews

4.95
Based on 69,078 reviews, last reviewed 23rd Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026
Anne 's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

Excellent service

5
The process was smooth and easy from the start. Reviewed on: 16th January 2026

The application was simple to use and a speedy decis...

5
The application was simple to use and a speedy decision helped to finance a dream trip abroad Reviewed on: 16th January 2026

Excellent and quick service!

5
Excellent and quick service! Love how you can access my online account . Reviewed on: 16th January 2026

Impressed with the level of service offered

5
Impressed with the level of service offered Reviewed on: 16th January 2026

No fuss and a prompt friendly service

5
No fuss and a prompt friendly service Reviewed on: 16th January 2026

Fast, efficient and dealt with my application in min...

5
Fast, efficient and dealt with my application in minutes. Reviewed on: 16th January 2026

It was extremely easy getting my loan

5
It was extremely easy getting my loan Reviewed on: 16th January 2026

Very easy to borrow money at a good rate.

5
Very easy to borrow money at a good rate. Reviewed on: 16th January 2026

Happy and satisfied what a got in Zopa for loan and...

5
Happy and satisfied what a got in Zopa for loan and credit card Reviewed on: 16th January 2026

Very easy and straight forward to apply and quick.

5
Very easy and straight forward to apply and quick. Reviewed on: 16th January 2026

Review Zopa: Personal loan now

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