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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

A simple straight forward loan application process w...

A simple straight forward loan application process with excellent rates. Reviewed on: 16th January 2026

Easy to use excellent products quick turnarounf

Easy to use excellent products quick turnarounf Reviewed on: 16th January 2026

Excellent and speedy service

I needed a loan quick so I used the app and within 60 mins my loan was approved and in my account, excellent service, thank you Reviewed on: 16th January 2026

Approved quickly.

Approved quickly. Fab app to keep up to date on my loan. Reviewed on: 16th January 2026

I found my experience with zopa professional forms e...

I found my experience with zopa professional forms easy to understand but covered everything they were very thorough before lending but all in all 1st class service and experience would highly recommend Reviewed on: 16th January 2026

very reliable lender and you get your money asap

very reliable lender and you get your money asap Reviewed on: 16th January 2026

Very good customer service always sort.

Very good customer service always sort. Out problems Reviewed on: 16th January 2026

Very easy and straightforward to apply very helpful...

Very easy and straightforward to apply very helpful and polite Reviewed on: 16th January 2026

Great credit card and now brilliant loan service

Great credit card and now brilliant loan service Reviewed on: 16th January 2026

I am wery happy

Wery well experience i am happy Reviewed on: 16th January 2026

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