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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

The best Bank to bank , all the application and appr...

The best Bank to bank , all the application and approval is the fastest ever dealt with, Highly recommend this bank Reviewed on: 16th January 2026

I take twice loan from zopa and I was very happy!

I take twice loan from zopa and I was very happy! Good company! I recommend everyone in special my fr6 Reviewed on: 16th January 2026

Really easy to use.

Really easy to use. Quick. App is great. Finances at a glance so simple to navigate Reviewed on: 16th January 2026

Whenever I give the Zopa team a call the quality of...

Whenever I give the Zopa team a call the quality of service is absolutely fantastic and always able to go the extra mile in helping to sort out any concerns I have had brilliant to deal with. Reviewed on: 16th January 2026

Excellent service

The process was smooth and easy from the start. Reviewed on: 16th January 2026

The application was simple to use and a speedy decis...

The application was simple to use and a speedy decision helped to finance a dream trip abroad Reviewed on: 16th January 2026

Excellent and quick service!

Excellent and quick service! Love how you can access my online account . Reviewed on: 16th January 2026

Impressed with the level of service offered

Impressed with the level of service offered Reviewed on: 16th January 2026

No fuss and a prompt friendly service

No fuss and a prompt friendly service Reviewed on: 16th January 2026

Fast, efficient and dealt with my application in min...

Fast, efficient and dealt with my application in minutes. Reviewed on: 16th January 2026

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