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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

It was extremely easy getting my loan

It was extremely easy getting my loan Reviewed on: 16th January 2026

Very easy to borrow money at a good rate.

Very easy to borrow money at a good rate. Reviewed on: 16th January 2026

Happy and satisfied what a got in Zopa for loan and...

Happy and satisfied what a got in Zopa for loan and credit card Reviewed on: 16th January 2026

Very easy and straight forward to apply and quick.

Very easy and straight forward to apply and quick. Reviewed on: 16th January 2026

A simple straight forward loan application process w...

A simple straight forward loan application process with excellent rates. Reviewed on: 16th January 2026

Easy to use excellent products quick turnarounf

Easy to use excellent products quick turnarounf Reviewed on: 16th January 2026

Excellent and speedy service

I needed a loan quick so I used the app and within 60 mins my loan was approved and in my account, excellent service, thank you Reviewed on: 16th January 2026

Approved quickly.

Approved quickly. Fab app to keep up to date on my loan. Reviewed on: 16th January 2026

I found my experience with zopa professional forms e...

I found my experience with zopa professional forms easy to understand but covered everything they were very thorough before lending but all in all 1st class service and experience would highly recommend Reviewed on: 16th January 2026

very reliable lender and you get your money asap

very reliable lender and you get your money asap Reviewed on: 16th January 2026

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