Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,078 reviews, last reviewed 23rd Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026
Anne 's avatar
Anne

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69078)

Excellent service,very friendly, thorough with all...

5
Excellent service,very friendly, thorough with all the details of your needs Reviewed on: 16th January 2026

Was a very good experience with them

5
Was a very good experience with them Reviewed on: 16th January 2026

Easy to use and good information

5
Easy to use and good information Reviewed on: 16th January 2026

Easy quick application

5
Easy quick application with no fuss and money in account same day Reviewed on: 16th January 2026

Excellent service throughout the entire lifecycle -...

5
Excellent service throughout the entire lifecycle - application to debt completion Reviewed on: 16th January 2026

Had a good experience with Zopa, and it went quickly...

5
Had a good experience with Zopa, and it went quickly and efficiently. Reviewed on: 16th January 2026

Very smooth and stress free.

5
Very smooth and stress free. Good value. Reviewed on: 16th January 2026

Very quick and easy process, no hassle

5
Very quick and easy process, no hassle Reviewed on: 16th January 2026

Quick, easy to use service & app.

5
Quick, easy to use service & app. Money available quickly direct to your bank. Reviewed on: 16th January 2026

Excellent company, good rates and so easy with the app.

5
Excellent company, good rates and so easy with the app. Great job! Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products