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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

No fuss and a prompt friendly service

No fuss and a prompt friendly service Reviewed on: 16th January 2026

Fast, efficient and dealt with my application in min...

Fast, efficient and dealt with my application in minutes. Reviewed on: 16th January 2026

It was extremely easy getting my loan

It was extremely easy getting my loan Reviewed on: 16th January 2026

Very easy to borrow money at a good rate.

Very easy to borrow money at a good rate. Reviewed on: 16th January 2026

Happy and satisfied what a got in Zopa for loan and...

Happy and satisfied what a got in Zopa for loan and credit card Reviewed on: 16th January 2026

Very easy and straight forward to apply and quick.

Very easy and straight forward to apply and quick. Reviewed on: 16th January 2026

A simple straight forward loan application process w...

A simple straight forward loan application process with excellent rates. Reviewed on: 16th January 2026

Easy to use excellent products quick turnarounf

Easy to use excellent products quick turnarounf Reviewed on: 16th January 2026

Excellent and speedy service

I needed a loan quick so I used the app and within 60 mins my loan was approved and in my account, excellent service, thank you Reviewed on: 16th January 2026

Approved quickly.

Approved quickly. Fab app to keep up to date on my loan. Reviewed on: 16th January 2026

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