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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69078)

Great service from Zopa

The app is really easy to use, very informative. Clear instructions and clearly states implications of taking a loan etc ..interest etc. lots of good information available to support finances and help available to ensure you are getting to best option. I always feel confident when using and with the information given is accurate. Reviewed on: 16th January 2026

Honest and transparent product choices

Zopa always offer ease and transparency throughout process of application and drawdown. The clarity ensures you can assess genuine affordability and suitability of the product and aren’t left with any nasty surprises during the loan term. Reviewed on: 16th January 2026

Quick &, Efficient Loan

Friendly staff and very easy application, so efficient and questions answered in good time Reviewed on: 16th January 2026

Super quick efficient and very clear!

Super quick efficient and very clear Reviewed on: 16th January 2026

Quick and easy application process

Quick and easy application process with quick responses Reviewed on: 16th January 2026

Fantastic company and so helpful

Fantastic company and so helpful Reviewed on: 16th January 2026

Simple & easy

I have been with Zopa for a couple of years now & never had any trouble. Simple & easy to deal with, no hassle. Reviewed on: 16th January 2026

Overall very happy with the app, easy to access and...

Overall very happy with the app, easy to access and keep track of account. Kept informed through this and emails. Reviewed on: 16th January 2026

Very efficient with their services

Very efficient with their services Reviewed on: 16th January 2026

Happy customer

From applying to acceptance, the whole process was seamless. The money was transferred quickly. Reviewed on: 16th January 2026

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