Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very good customer service always sort.

Very good customer service always sort. Out problems Reviewed on: 16th January 2026

Very easy and straightforward to apply very helpful...

Very easy and straightforward to apply very helpful and polite Reviewed on: 16th January 2026

Great credit card and now brilliant loan service

Great credit card and now brilliant loan service Reviewed on: 16th January 2026

I am wery happy

Wery well experience i am happy Reviewed on: 16th January 2026

Excellent service,very friendly, thorough with all...

Excellent service,very friendly, thorough with all the details of your needs Reviewed on: 16th January 2026

Was a very good experience with them

Was a very good experience with them Reviewed on: 16th January 2026

Easy to use and good information

Easy to use and good information Reviewed on: 16th January 2026

Easy quick application

Easy quick application with no fuss and money in account same day Reviewed on: 16th January 2026

Excellent service throughout the entire lifecycle -...

Excellent service throughout the entire lifecycle - application to debt completion Reviewed on: 16th January 2026

Had a good experience with Zopa, and it went quickly...

Had a good experience with Zopa, and it went quickly and efficiently. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Koyo 4.11 from 2 reviews
Personal loan (discontinued)
from On Stride Financial (inactive company) 4.14 from 5 reviews
Personal loans
from Cockle Finance 4.93 from 814 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub