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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69079 reviews)

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4.95

Based on 69,079 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Value for money Excellent for the money you get always tell people to go for this loan Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69079)

Service for loans

Service for setting up a loan has always been great. Customer service has had some language barriers at time but have always got the outcome I needed. Reviewed on: 16th January 2026

Brilliant application process and the app makes it s...

Brilliant application process and the app makes it so easy to pay extra and see what your settlement quote is if you find yourself with more cash. Would definitely use Zopa again Reviewed on: 16th January 2026

I have used zopa on many occasions for their loans a...

I have used zopa on many occasions for their loans and found their app so easy to use the rates are amazing so easy to pay an over pay to get the loan down faster! They have always helped me even when others wouldn't which I'm very grateful for! 100% recommend zopa everytime Reviewed on: 16th January 2026

Quick, efficient and friendly being a customer of Zo...

Quick, efficient and friendly being a customer of Zopa has helped a lot with finances Reviewed on: 16th January 2026

Great service

Easy application, quick response, money transferred same day. Reasonable monthlyrepayments Reviewed on: 16th January 2026

Straightforward from start to finish.

Straightforward from start to finish. First class communication and completed quicker than expected. For anyone considering a loan, look no further than Zopa. You won’t be disappointed. Reviewed on: 16th January 2026

I needed a loan for a car and they gave great rates...

I needed a loan for a car and they gave great rates and paying back early was a breeze Reviewed on: 16th January 2026

Didn’t expect to get accepted for a big loan

Didn’t expect to get accepted for a big loan Reviewed on: 16th January 2026

Great company

Zopa give me the financial support I need would highly recommend Reviewed on: 16th January 2026

5 star loan

Quick, simple process, very efficient and easy to understand Reviewed on: 16th January 2026

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