Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,079 reviews, last reviewed 25th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Value for money Excellent for the money you get always tell people to go for this loan Reviewed on: 25th April 2026
Mr Scott Dennison's avatar
Mr Scott Dennison

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69079)

Its good when you need help.

5
Its good when you need help. And also easy to use Reviewed on: 16th January 2026

I’ve had amazing experience with Zopa, the staff a v...

5
I’ve had amazing experience with Zopa, the staff a very helpful and understanding, this is the best company I have ever been with. Highly recommend. Reviewed on: 16th January 2026

Zopa has been fantastic for me.

5
Zopa has been fantastic for me. Customer service and getting the right loan for what I require. Reviewed on: 16th January 2026

Zopa have been part excellence.

5
Zopa have been part excellence. I could not have asked for a better credit card or personal loan provider.. I’m so happy Happy thank you Reviewed on: 16th January 2026

Efficient process excellent friendly customer servic.

5
Efficient process excellent friendly customer service honestly couldn’t ask for a better service would recommend to anyone Reviewed on: 16th January 2026

The process is straightforward and quick.

5
The process is straightforward and quick. If any issues arise, they contact you for clarification. It’s an easy transaction overall, and the service is brilliant. Reviewed on: 16th January 2026

Zopa, top dog

5
Have used Zopa many times for loans, easy to deal with and competitive rates Reviewed on: 16th January 2026

easy to follow process, quick decision

5
easy to follow process, quick decision Reviewed on: 16th January 2026

Hassle Free

5
No hassle good rates great communication Reviewed on: 16th January 2026

Always polite and very helpful in terms of needs.

5
Always polite and very helpful in terms of needs. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products