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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Speed of decision making and transfer of funds

Speed of decision making and transfer of funds made the borrowing process really straightforward. Reviewed on: 16th January 2026

Application was easy with no fuss and bother.

Application was easy with no fuss and bother. Reviewed on: 16th January 2026

Very helpful and always obliging

Very helpful and always obliging Reviewed on: 16th January 2026

All completed online, easy no issues.

All completed online, easy no issues. Happy customer Reviewed on: 16th January 2026

Very smooth transaction from start to finish

Very smooth transaction from start to finish Reviewed on: 16th January 2026

Great experience all round

Easy to contact Zopa, the App is good, as a long time customer I’ve never had any problems getting what I need. always had a good experience Reviewed on: 16th January 2026

Great customer service, a no nonsense experience.

Great customer service, a no nonsense experience. Competitors please note. Reviewed on: 16th January 2026

No fuss no hassle Qiu k and easy to...

No fuss no hassle Qiu k and easy to deal with Reviewed on: 16th January 2026

Easy and good value excellent

Easy and good value . Zopa keeps me well informed about my account and new products Reviewed on: 16th January 2026

Never had any problems when get in touch with call c...

Never had any problems when get in touch with call centre Reviewed on: 16th January 2026

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