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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69079 reviews)

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4.95

Based on 69,079 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Value for money Excellent for the money you get always tell people to go for this loan Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69079)

Great experience all round

Easy to contact Zopa, the App is good, as a long time customer I’ve never had any problems getting what I need. always had a good experience Reviewed on: 16th January 2026

Great customer service, a no nonsense experience.

Great customer service, a no nonsense experience. Competitors please note. Reviewed on: 16th January 2026

No fuss no hassle Qiu k and easy to...

No fuss no hassle Qiu k and easy to deal with Reviewed on: 16th January 2026

Easy and good value excellent

Easy and good value . Zopa keeps me well informed about my account and new products Reviewed on: 16th January 2026

Never had any problems when get in touch with call c...

Never had any problems when get in touch with call centre Reviewed on: 16th January 2026

I have had a loan from them and its be really good f...

I have had a loan from them and its be really good for me Reviewed on: 16th January 2026

great service and brilliant bank

great service and brilliant bank Reviewed on: 16th January 2026

Very easy and simple procedure

Very easy and simple procedure. Would definitely recommend. Competitive rates also. Reviewed on: 16th January 2026

They are very friendly and prompt with their service

They are very friendly and prompt with their service Reviewed on: 16th January 2026

Zopa - efficient and decent rates

It was very efficient to take out a loan with Zopa. The process only took a few minutes and the decision process provided a response within minutes, seconds even. Reviewed on: 16th January 2026

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