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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Didn’t expect to get accepted for a big loan

Didn’t expect to get accepted for a big loan Reviewed on: 16th January 2026

Great company

Zopa give me the financial support I need would highly recommend Reviewed on: 16th January 2026

5 star loan

Quick, simple process, very efficient and easy to understand Reviewed on: 16th January 2026

Easy to contact, quick decision process.

Easy to contact, quick decision process. Reviewed on: 16th January 2026

Very good.

Very good. Very fast and vey easy get loan Reviewed on: 16th January 2026

Very quick and open minded, asked questions for my o...

Very quick and open minded, asked questions for my own security which I liked Reviewed on: 16th January 2026

First class

I’ve had a couple of loans now and can’t fault Zopa Reviewed on: 16th January 2026

Zopa has been excellent, they are easy to deal with...

Zopa has been excellent, they are easy to deal with and the app experience is excellent. Reviewed on: 16th January 2026

Speed of decision making and transfer of funds

Speed of decision making and transfer of funds made the borrowing process really straightforward. Reviewed on: 16th January 2026

Application was easy with no fuss and bother.

Application was easy with no fuss and bother. Reviewed on: 16th January 2026

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