Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Straightforward from start to finish.

Straightforward from start to finish. First class communication and completed quicker than expected. For anyone considering a loan, look no further than Zopa. You won’t be disappointed. Reviewed on: 16th January 2026

I needed a loan for a car and they gave great rates...

I needed a loan for a car and they gave great rates and paying back early was a breeze Reviewed on: 16th January 2026

Didn’t expect to get accepted for a big loan

Didn’t expect to get accepted for a big loan Reviewed on: 16th January 2026

Great company

Zopa give me the financial support I need would highly recommend Reviewed on: 16th January 2026

5 star loan

Quick, simple process, very efficient and easy to understand Reviewed on: 16th January 2026

Easy to contact, quick decision process.

Easy to contact, quick decision process. Reviewed on: 16th January 2026

Very good.

Very good. Very fast and vey easy get loan Reviewed on: 16th January 2026

Very quick and open minded, asked questions for my o...

Very quick and open minded, asked questions for my own security which I liked Reviewed on: 16th January 2026

First class

I’ve had a couple of loans now and can’t fault Zopa Reviewed on: 16th January 2026

Zopa has been excellent, they are easy to deal with...

Zopa has been excellent, they are easy to deal with and the app experience is excellent. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from London Plus Credit Union 3.91 from 3 reviews
Cash loan (discontinued)
from Skyline Direct (inactive company) 4.77 from 995 reviews
Equity Crowdfunding (discontinued)
from Microgenius (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub