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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69079 reviews)

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4.95

Based on 69,079 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Value for money Excellent for the money you get always tell people to go for this loan Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69079)

Highly recommend, excellent service.

Smooth transaction, fast service and easy to reach regarding any questions. Reviewed on: 16th January 2026

Very quick easy process.

Very quick easy process. Would recommend Zopa Reviewed on: 16th January 2026

Excellent experience and value

I got an excellent personal interest rate, applying for the loan was so easy and fast and their app is great Reviewed on: 16th January 2026

Great, easy to use and app is so easy

Great, easy to use and app is so easy Reviewed on: 16th January 2026

Excellent service, professional & very easy to under...

Excellent service, professional & very easy to understand Reviewed on: 16th January 2026

Great loan provider

Very fast application to apply for a loan Reviewed on: 16th January 2026

Applied for a loan from Zopa, it was easy to apply,...

Applied for a loan from Zopa, it was easy to apply, got answer in a few minutes and cash deposited into my bank same day,excellent service Reviewed on: 16th January 2026

really easy to apply, quickly accepted but I know my...

really easy to apply, quickly accepted but I know my credit rating is in a good state so I didn't expect it to be an issue - However I get the feeling that Zopa are not blindly accepting people, which is good and responsible. Reviewed on: 16th January 2026

Easy application and friendly customer service & hel...

Easy application and friendly customer service & helpful when needed Reviewed on: 16th January 2026

Experience of Zopa

Provide an excellent service and the application process is so simple Reviewed on: 16th January 2026

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