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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

The process is straightforward and quick.

The process is straightforward and quick. If any issues arise, they contact you for clarification. It’s an easy transaction overall, and the service is brilliant. Reviewed on: 16th January 2026

Zopa, top dog

Have used Zopa many times for loans, easy to deal with and competitive rates Reviewed on: 16th January 2026

easy to follow process, quick decision

easy to follow process, quick decision Reviewed on: 16th January 2026

Hassle Free

No hassle good rates great communication Reviewed on: 16th January 2026

Always polite and very helpful in terms of needs.

Always polite and very helpful in terms of needs. Reviewed on: 16th January 2026

Highly recommend, excellent service.

Smooth transaction, fast service and easy to reach regarding any questions. Reviewed on: 16th January 2026

Very quick easy process.

Very quick easy process. Would recommend Zopa Reviewed on: 16th January 2026

Excellent experience and value

I got an excellent personal interest rate, applying for the loan was so easy and fast and their app is great Reviewed on: 16th January 2026

Great, easy to use and app is so easy

Great, easy to use and app is so easy Reviewed on: 16th January 2026

Excellent service, professional & very easy to under...

Excellent service, professional & very easy to understand Reviewed on: 16th January 2026

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