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Zopa: Personal loan reviews

4.95
Based on 69,081 reviews, last reviewed 27th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026
Ian 's avatar
Ian

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

No fuss no long delays just great service from well...

5
No fuss no long delays just great service from well trained and very helpful staff. Well deserved award for a great company. Reviewed on: 22nd April 2025

Brilliant service Friendly and professional when spe...

5
Brilliant service Friendly and professional when speaking to them Reviewed on: 22nd April 2025

The best

5
Best credit ever good rates excellent service Reviewed on: 21st April 2025

Great loan great service

5
No issues easy to arrange, useful info and easy to use app Reviewed on: 21st April 2025

Excellent Bank

5
Brilliant quick service for both the loan and credit card. Easy app to use and very secure. Reviewed on: 21st April 2025

Excellent customer service, extremely helpful with a...

5
Excellent customer service, extremely helpful with any questions, they seem to go the extra mile Reviewed on: 21st April 2025

It was stress free and very simple process

5
It was stress free and very simple process Reviewed on: 21st April 2025

forever helpful, always on hand to support when and...

5
forever helpful, always on hand to support when and of required Reviewed on: 21st April 2025

Very good service and very quick

5
Very good service and very quick Reviewed on: 21st April 2025

From the first second of applying for the loan !

5
From the first second of applying for the loan ! Was allowed with only one phone call just to double check that my bank details were correct and the funds were in the account same day and the repayment rate was well with in my caperbilty I'm very happy with the outcome yours faithfully Lord George Edward Mitchell England Reviewed on: 21st April 2025

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