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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Great experience process was smooth and fast

Great experience process was smooth and fast Reviewed on: 19th April 2025

Getting used to Zopa.

Getting used to Zopa. Better than when I started Reviewed on: 18th April 2025

Excellent service, friendly and so professional!

Excellent service, friendly and so professional! Love it Reviewed on: 18th April 2025

Unfortunately I needed a loan to help pay for my mot...

Unfortunately I needed a loan to help pay for my mothers funeral last year. Zopa had very basic questions and didn't pry into why I needed the loan and the mlney was in my bank in a literal minute. Reviewed on: 18th April 2025

Amazing quick service best prices around would defin...

Amazing quick service best prices around would definitely use again simple payments would recommend to anyone the app is very straight forward and easy to use can see all payments I have made which I like to see the balance going down Reviewed on: 18th April 2025

The loan application process was exceptionally effic...

The loan application process was exceptionally efficient; approval was granted within minutes, and the funds were credited to my account on the same day. Reviewed on: 18th April 2025

Great service.

Every thing about the service is first class, however interest rates could be better, especially for regular customers. Reviewed on: 18th April 2025

Very good service and not.

Very good service and not.longto wait.for.loan Reviewed on: 18th April 2025

Loan approved quickly.

Loan approved quickly. Very easy to understand. Will definitely use again. Reviewed on: 18th April 2025

Easy and fast application ,money was in my account...

Easy and fast application ,money was in my account within an hour Reviewed on: 18th April 2025

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