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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy and fast application ,money was in my account...

Easy and fast application ,money was in my account within an hour Reviewed on: 18th April 2025

Very easy to apply for, the money was there within m...

Very easy to apply for, the money was there within minutes Reviewed on: 18th April 2025

Highly recommend

I have used Zopa for three loans over the year's, and I have always found them very easy to deal with and helpful with any questions I have had. The app is also extremely user friendly, and allows you to keep on-top of everything. The application process is very easy, straightforward and self-explanatory. Reviewed on: 18th April 2025

Good Company.

I was told all the pros and cons, and made sure I understood everything. Reviewed on: 18th April 2025

Amazing loan

Easy to pay & loved the app definitely would recommend to anyone Reviewed on: 18th April 2025

Great service very happy with all aspects good suppo...

Great service very happy with all aspects good support when any enquiries are made Reviewed on: 18th April 2025

A simple affordable loan process

The loan process was simple as base checks meant that I was pre-approved. The application was based on my own account history, and they made the repayments affordable while saving me on consolidate higher interest rates. The money was in my account in minutes and payment dates in line with my salary pay date. No additional conversations asking more questions about my financial history which I have had in the past which is very annoying. This was not the case with my Zopa loan, and I would definitely recommend them as efficient responsible lender. Reviewed on: 18th April 2025

Quick and easy to apply for a loan!

Quick and easy to apply for a loan!! Reviewed on: 18th April 2025

My experience was good it was easy to apply for my c...

My experience was good it was easy to apply for my card and my loan I would recommend to anyone the app is easy to use Reviewed on: 18th April 2025

I have had no problems with zopa

I have had no problems with zopa Reviewed on: 18th April 2025

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