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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Amazing loan company

Very easy to apply. Quick decision. Very good website. No faults Reviewed on: 18th April 2025

Quick easy and straightforward money in the bank wit...

Quick easy and straightforward money in the bank with 3/4 hrs really eases forms to fill in and reply quickly ,so highly recommended zopa personal loans Reviewed on: 18th April 2025

Good customer service.

Good customer service.. always there f9r you Reviewed on: 18th April 2025

They dealt with my request in no time at a...

They dealt with my request for a loan n no time at all,after making security checks, even though it was my first time applying with them. My 2nd request was even quicker being granted. They are always polite and easy to contact,should you need to. I would have no hesitation in reccomending this bank. Reviewed on: 18th April 2025

Good rates, happy with monthly payments

Good rates, happy with monthly payments Reviewed on: 18th April 2025

Zopa Loan application make easy

Zopa Loan application is very straightforward and easy to apply Reviewed on: 18th April 2025

Zoos loan

Very easy to set up the loan and money transfer was very quick Reviewed on: 18th April 2025

Quick easy and convenient service

Quick easy and convenient service Reviewed on: 18th April 2025

No issues at all.

No issues at all.. Straight forward from start to finish. Would definitely recommend as a first class lender Reviewed on: 18th April 2025

Easy to deal with and quick responses

Easy to deal with and quick responses Reviewed on: 18th April 2025

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