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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

A Reliable and Transparent Financial Solution

Zopa Bank stands out for its innovative approach to personal lending, offering competitive interest rates and flexible repayment options. The application process is straightforward and user-friendly, making it accessible to a wide range of customers. Their dedication to excellent customer service ensures that borrowers feel supported at every stage. With its strong emphasis on transparency and affordability, Zopa Bank is a trusted choice for those seeking reliable financial solutions. Reviewed on: 18th April 2025

Never had any issues at all, have had several loans...

Never had any issues at all, have had several loans over 10 years Reviewed on: 18th April 2025

I had a good experience with zopa, the app is excell...

I had a good experience with zopa, the app is excellent, simple and straightforward, I will recommend it to anyone, keep the hard work up Reviewed on: 18th April 2025

Quick response to applications and efficient service

Quick response to applications and efficient service Reviewed on: 18th April 2025

Simply great!

Simply great! Easy to apply, clear terms, good customer service and helpful app. Reviewed on: 18th April 2025

Quick and easy to apply

Straight forward quick and easy to apply Reviewed on: 18th April 2025

Excellent experience.

Excellent experience. Very quick, easy, and straightforward. highly recommend. Would go to Zopa Reviewed on: 18th April 2025

I have been dealing with zopa for nearly 2 years I t...

I have been dealing with zopa for nearly 2 years I think and it has been an easy experience. They are very knowledgeable and current and honest Reviewed on: 18th April 2025

Easy to manage, great service and great rates

Easy to manage, great service and great rates Reviewed on: 18th April 2025

Very happy with the services

Good and quick with the service when applying Reviewed on: 17th April 2025

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