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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Exceptional!

I applied for a loan, was accepted, and funds were almost immediately put in my account. My 17 year old stepson recently passed away, and this helps more than words can say. MUCH APPRECIATED. Reviewed on: 17th April 2025

Excellent service applied for a loan and within a ho...

Excellent service applied for a loan and within a hour the money was in my account! App is also super good which they can combine debts into one monthly payments and a saving plan. Would highly recommend. Reviewed on: 17th April 2025

Fantastic bank!

Fantastic bank! Attentive, straight forward and flexible. Reviewed on: 17th April 2025

I find zopa app very easy to use and the interest c...

I find zopa app very easy to use and the interest charges are of great value Reviewed on: 17th April 2025

Good rates and very good app the staff have always b...

Good rates and very good app the staff have always been very friendly too I have used Zopa for a number of years and won’t hesitate to use them again when and if I need to Reviewed on: 17th April 2025

Great reliable service

I’ve never had an issue. Always been helpful , given clear explanations and guidance and prompt with response. Reviewed on: 17th April 2025

Zopa always

Website is user friendly and easy to navigate. Application process was smooth. Regular communication via email too. Reviewed on: 17th April 2025

Easy to apply no hassle.

Easy to apply no hassle. The app is informative and up to date info at a glance. would recommend Zopa Reviewed on: 17th April 2025

Loan application process was easy and after approval...

Loan application process was easy and after approval cash disbursement was immediate Reviewed on: 17th April 2025

Excellent service

The service from Zopa Loans has been faultless from the start. Everything was clearly set out and communication has been excellent from the beginning. I am informed every month when my payments are due and this helps me to keep track of my finances in an easy and clear manner. Reviewed on: 17th April 2025

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