Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

View other Zopa products

4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69081)

Easy to deal with and loan processed quickly

Easy to deal with and loan processed quickly Reviewed on: 17th April 2025

Good experience, fast and easy.

Good experience, fast and easy. Short time for money to enter in to bank account Reviewed on: 17th April 2025

Review So helpful, very professional, quick response...

Review So helpful, very professional, quick response time, contact maintained Reviewed on: 17th April 2025

I've had two loans with zopa and both have been hass...

I've had two loans with zopa and both have been hassel free . Reviewed on: 17th April 2025

Definitely recommend

Rates were very competitive, straight forward application forms with follow up all contact details given process was smooth from start to finish nice to deal with a company like this Reviewed on: 17th April 2025

Super extra Very super

Super extra very extra super very very Reviewed on: 17th April 2025

Always offer good products at great rates.

Always offer good products at great rates. Reviewed on: 17th April 2025

Very good experience fast customer service

Very good experience fast customer service Reviewed on: 17th April 2025

WOOPEE SO HAPPY

Easy to apply for fast delivery of card easy to access online accounts Reviewed on: 17th April 2025

Quick and straightforward service.

Quick and straightforward service. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Fast Loan UK 0.00 from 0 reviews
Loans
from The Money Co-op 4.96 from 224 reviews
Loans
from Bedford Credit Union 5.00 from 10 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44339 reviews
Current account
from Zopa 4.93 from 6588 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub