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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent service

The service from Zopa Loans has been faultless from the start. Everything was clearly set out and communication has been excellent from the beginning. I am informed every month when my payments are due and this helps me to keep track of my finances in an easy and clear manner. Reviewed on: 17th April 2025

Easy to deal with and loan processed quickly

Easy to deal with and loan processed quickly Reviewed on: 17th April 2025

Good experience, fast and easy.

Good experience, fast and easy. Short time for money to enter in to bank account Reviewed on: 17th April 2025

Review So helpful, very professional, quick response...

Review So helpful, very professional, quick response time, contact maintained Reviewed on: 17th April 2025

I've had two loans with zopa and both have been hass...

I've had two loans with zopa and both have been hassel free . Reviewed on: 17th April 2025

Definitely recommend

Rates were very competitive, straight forward application forms with follow up all contact details given process was smooth from start to finish nice to deal with a company like this Reviewed on: 17th April 2025

Super extra Very super

Super extra very extra super very very Reviewed on: 17th April 2025

Always offer good products at great rates.

Always offer good products at great rates. Reviewed on: 17th April 2025

Very good experience fast customer service

Very good experience fast customer service Reviewed on: 17th April 2025

WOOPEE SO HAPPY

Easy to apply for fast delivery of card easy to access online accounts Reviewed on: 17th April 2025

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