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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy to apply no hassle.

Easy to apply no hassle. The app is informative and up to date info at a glance. would recommend Zopa Reviewed on: 17th April 2025

Loan application process was easy and after approval...

Loan application process was easy and after approval cash disbursement was immediate Reviewed on: 17th April 2025

Excellent service

The service from Zopa Loans has been faultless from the start. Everything was clearly set out and communication has been excellent from the beginning. I am informed every month when my payments are due and this helps me to keep track of my finances in an easy and clear manner. Reviewed on: 17th April 2025

Easy to deal with and loan processed quickly

Easy to deal with and loan processed quickly Reviewed on: 17th April 2025

Good experience, fast and easy.

Good experience, fast and easy. Short time for money to enter in to bank account Reviewed on: 17th April 2025

Review So helpful, very professional, quick response...

Review So helpful, very professional, quick response time, contact maintained Reviewed on: 17th April 2025

I've had two loans with zopa and both have been hass...

I've had two loans with zopa and both have been hassel free . Reviewed on: 17th April 2025

Definitely recommend

Rates were very competitive, straight forward application forms with follow up all contact details given process was smooth from start to finish nice to deal with a company like this Reviewed on: 17th April 2025

Super extra Very super

Super extra very extra super very very Reviewed on: 17th April 2025

Always offer good products at great rates.

Always offer good products at great rates. Reviewed on: 17th April 2025

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