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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Was easy to apply and I got money same day

Was easy to apply and I got money same day Reviewed on: 17th April 2025

Fantastic service from start to finish.

Fantastic service from start to finish. Reviewed on: 17th April 2025

Excellent service , friendly staff

Excellent service , friendly staff Reviewed on: 17th April 2025

Fast and easy.

Fast and easy. Straight forward value Reviewed on: 17th April 2025

Excellent lender

Great experience and very flexible, would highly recommend and use again. Reviewed on: 17th April 2025

5* customer service

Easy to deal with no hassle and very efficient Reviewed on: 17th April 2025

Great service, no issues.

Great service, no issues. easy to use Reviewed on: 17th April 2025

Efficient and helpful with good communications.

Efficient and helpful with good communications. Reviewed on: 17th April 2025

The best credit score repair credit card

Zopa has a very easy to use, fast payment system and time to time they are ask if I want to increase my credibly width. Without zopa it would have been increasingly difficult for me to repair my credit score. Reviewed on: 17th April 2025

Easy great service

Easy to apply good communication Reviewed on: 17th April 2025

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