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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Easy to use and the online app is simple to use and...

Easy to use and the online app is simple to use and understand Reviewed on: 17th April 2025

Always been so happy and approved every time.

Always been so happy and approved every time. Always getting offers aswel. Always been straight forward Reviewed on: 17th April 2025

Very good and quick, easy to apply and get decision...

Very good and quick, easy to apply and get decision Very quickly Reviewed on: 17th April 2025

I've recommended Zapa to my family and friends Quick...

I've recommended Zapa to my family and friends Quick and efficient when I've used customer service Reviewed on: 17th April 2025

It's very easy to apply and no wait for result.

It's very easy to apply and no wait for result. I am happy being customer. I hardly recommend zopa to all my families and friends. Reviewed on: 17th April 2025

Zopa the best of the best.

Excellent customer service,can’t recommend enough,great rates and always there to help.applied for a personal loan on the recommendation from my wife within minutes of applying and been accepted the funds was in my account.zopa are by far the best loan company and I will definitely use again and recommend to anyone in the future Reviewed on: 17th April 2025

Seamless

Good communication, very quick decision and set up . Would definitely recommend have used a few times and experience was always good Reviewed on: 17th April 2025

Zopa's modern banking approach is a refreshing change

Zopa strike the right balance between security, trust and using modern, online facilities to deliver excellent customer experience, service and convenience. Their personal loan product was right for me, fairly priced and backed by intelligent use of customer data in order to provide targeted and relevant product and service suggestions. I have now taken a savings product and would recommend others to give Zopa a try - I believe that you will find that their modern approach is a refreshing change. Reviewed on: 17th April 2025

Very friendly service and easy to use.

Very friendly service and extremely easy Reviewed on: 17th April 2025

Very happy customer

Really pleased with service very efficient and easy to apply Reviewed on: 17th April 2025

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