Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Incredible experience world class customer service v...

Incredible experience world class customer service very helpful and make you feel valued Reviewed on: 17th April 2025

Was easy to apply and I got money same day

Was easy to apply and I got money same day Reviewed on: 17th April 2025

Fantastic service from start to finish.

Fantastic service from start to finish. Reviewed on: 17th April 2025

Excellent service , friendly staff

Excellent service , friendly staff Reviewed on: 17th April 2025

Fast and easy.

Fast and easy. Straight forward value Reviewed on: 17th April 2025

Excellent lender

Great experience and very flexible, would highly recommend and use again. Reviewed on: 17th April 2025

5* customer service

Easy to deal with no hassle and very efficient Reviewed on: 17th April 2025

Great service, no issues.

Great service, no issues. easy to use Reviewed on: 17th April 2025

Efficient and helpful with good communications.

Efficient and helpful with good communications. Reviewed on: 17th April 2025

The best credit score repair credit card

Zopa has a very easy to use, fast payment system and time to time they are ask if I want to increase my credibly width. Without zopa it would have been increasingly difficult for me to repair my credit score. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Panda Payday Loans (inactive company) 3.66 from 7 reviews
Logbook Loan
from AutoMoney 4.01 from 1 reviews
Peer to Business Lending
from Funding Knight 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub