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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Efficient and helpful with good communications.

Efficient and helpful with good communications. Reviewed on: 17th April 2025

The best credit score repair credit card

Zopa has a very easy to use, fast payment system and time to time they are ask if I want to increase my credibly width. Without zopa it would have been increasingly difficult for me to repair my credit score. Reviewed on: 17th April 2025

Easy great service

Easy to apply good communication Reviewed on: 17th April 2025

Easy to use and the online app is simple to use and...

Easy to use and the online app is simple to use and understand Reviewed on: 17th April 2025

Always been so happy and approved every time.

Always been so happy and approved every time. Always getting offers aswel. Always been straight forward Reviewed on: 17th April 2025

Very good and quick, easy to apply and get decision...

Very good and quick, easy to apply and get decision Very quickly Reviewed on: 17th April 2025

I've recommended Zapa to my family and friends Quick...

I've recommended Zapa to my family and friends Quick and efficient when I've used customer service Reviewed on: 17th April 2025

It's very easy to apply and no wait for result.

It's very easy to apply and no wait for result. I am happy being customer. I hardly recommend zopa to all my families and friends. Reviewed on: 17th April 2025

Zopa the best of the best.

Excellent customer service,can’t recommend enough,great rates and always there to help.applied for a personal loan on the recommendation from my wife within minutes of applying and been accepted the funds was in my account.zopa are by far the best loan company and I will definitely use again and recommend to anyone in the future Reviewed on: 17th April 2025

Seamless

Good communication, very quick decision and set up . Would definitely recommend have used a few times and experience was always good Reviewed on: 17th April 2025

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