Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,081 reviews, last reviewed 27th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026
Ian 's avatar
Ian

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69081)

Zopa made the experience very easy to undertake and...

5
Zopa made the experience very easy to undertake and felt well informed of process being undertaken. Reviewed on: 17th April 2025

Uncomplicated , fast and good value.

5
My experience was uncomplicated, fast and good value. Also happy with the monthly communication regarding repayment reminders. Reviewed on: 17th April 2025

Zopa Loan

5
Decision was made very quickly after providing the wanted documents Reviewed on: 17th April 2025

Always had very good experience With personal loans...

5
Always had very good experience With personal loans with Zopa Reviewed on: 17th April 2025

Zopa loan application

5
A really straightforward web site to navigate while applying for a loan. A very quick decision time and funds are deposited quickly as well. Reviewed on: 17th April 2025

..Zopa Loan Aplication Review.

4
I am normally a shy and anxious person where completing online forms is involved. In the case of dealing with Zopa I found al the steps required to complete my application with Zopa. The whole process was friendly and easy to understand. Reviewed on: 17th April 2025

Quick easy no Manipulation straight forward reply...

5
Quick easy no Manipulation straight forward reply quick decision Reviewed on: 17th April 2025

Straightforward, no nonsense.

5
Straightforward, no nonsense. Good customer care and quick and easy to manage the account. Reviewed on: 17th April 2025

Good customer service and everything is handled quic...

5
Good customer service and everything is handled quickly and efficiently Reviewed on: 17th April 2025

Best loan online!

5
East to work app, and best loan online to deal with and that iv experienced. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6588 reviews
    Zopa
    View all products