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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Quick and easy

They have sorted out a loan really quickly and easily for me Reviewed on: 16th April 2025

Always fast and efficient.

Always fast and efficient. From application to receiving the funds is a very smooth process. Customer service is brilliant too !! Reviewed on: 16th April 2025

Banking made easy

Quick, easy, efficient, professional, all the things you need in a bank. Reviewed on: 16th April 2025

Excellent

Easy quick and no hassle good rate apr as well Reviewed on: 16th April 2025

Couldn’t be better

Application was straight forward, zopa app is brilliant simple and easy to use to keep track of loan Reviewed on: 16th April 2025

Zopa is quick and efficient

Getting finance from Zopa is straightforward, quick and informal Reviewed on: 16th April 2025

Excellent in every way

I have had 3 loans with zopa been very good every time never an issue and rates always been good. Cannot fault the company in any way. Well done. Reviewed on: 16th April 2025

Fast, efficient and caring service

Fast, efficient and caring service Reviewed on: 16th April 2025

Easy to deal with everything is very clear and trans...

Easy to deal with everything is very clear and transparent, tailored solutions that meet your needs Reviewed on: 16th April 2025

As Mary poppins once said practically perfect in ev...

As Mary poppins once said “practically perfect in every way” Reviewed on: 16th April 2025

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