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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great communication.

Great communication. Easy to navigate. Reviewed on: 16th April 2025

Fast and easy

Simple clear straightforward process never been so easy Reviewed on: 16th April 2025

Excellent experience money when you need it

Excellent experience, I needed help twice in short period, I applied first time and I got what I asked for, and again applied second time and I got the second loan in a matter of minutes, very helpful, stress free and reasonable interest.Thank you Reviewed on: 16th April 2025

Fast and efficient service when making an applicatio...

Fast and efficient service when making an application for a loan Reviewed on: 16th April 2025

I just know You are the best !

I just know You are the best !!! Reviewed on: 16th April 2025

Zopa: the app, the staff, the process.

The Zopa app is excellent - user friendly, informative and accessible. When I have had occasion to speak to staff on the 'phone, they are invariably helpful and knowledgeable. The application process was straightforward and fast. Reviewed on: 16th April 2025

Excellent service and informative

Excellent service and informative Reviewed on: 16th April 2025

Very satisfied with everything I recommend

Very satisfied with everything I recommend Reviewed on: 16th April 2025

Always prompt and very helpful.

Always prompt and very helpful. The app is a useful tool for monitoring mr credit file. Reviewed on: 16th April 2025

You were quick and so easy to deal with,no hassle wo...

You were quick and so easy to deal with,no hassle wotsoever which was very pleasing. Reviewed on: 16th April 2025

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