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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

I have used Zopa a number of times I'm recent years...

I have used Zopa a number of times I'm recent years and have always been impressed with service Reviewed on: 16th April 2025

Best service ever.

Pleasantly easy to apply, great customer service, always happy to assist with any questions. Thoroughly recommend. Reviewed on: 16th April 2025

Very speedy service, can’t fault them.

Very speedy service, can’t fault them. Wanted to borrow to consolidate borrowing. Told them how much I wanted to borrow, a few checks later, all sorted. Reviewed on: 16th April 2025

Good customer service very professional and also rel...

Good customer service very professional and also reliable service Reviewed on: 16th April 2025

Great product and rates, app is brilliant and easy t...

Great product and rates, app is brilliant and easy to use - no need to use a traditional bank anymore. Zopa is the future Reviewed on: 16th April 2025

Very quick and easy to understand had no problems ap...

Very quick and easy to understand had no problems applying Reviewed on: 16th April 2025

it was a great experience with zopa everything was q...

it was a great experience with zopa everything was quick and easy Reviewed on: 16th April 2025

Always a smooth experience with Zopa.

Always a smooth experience with Zopa. Used a few times for different things and always had an excellent experience Reviewed on: 16th April 2025

very polite and the response to the request was very...

very polite and the response to the request was very quick Reviewed on: 16th April 2025

11 out of 10

So quick and easy to use and all was sorted in just a few minutes. Reviewed on: 16th April 2025

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