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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Super quick application.

Super quick application, very easy process and money arrived immediately Reviewed on: 16th April 2025

Never had any issues easy to use and work with

Never had any issues had the product and for the right price Reviewed on: 16th April 2025

Easy to engage with,

Easy to engage with, app is really good, excellent customer service Reviewed on: 16th April 2025

Very helpful and the money was in my account within...

Very helpful and the money was in my account within hours Reviewed on: 16th April 2025

Very quick and simple.

Very quick and simple. Very good communication and have good offers Reviewed on: 16th April 2025

Professional, smooth, supportive and relevant

Professional, smooth, supportive and relevant Reviewed on: 16th April 2025

Great company. Very efficient..

Quick and easy to apply for a loan. Reviewed on: 16th April 2025

I required a loan to do an attic conversion for my s...

I required a loan to do an attic conversion for my son it was easy and simple through zopa to apply got accepted and the loan was in my account same day fantastic service all round would recommend zopa to everyone if asked Reviewed on: 16th April 2025

Good services and products

I enjoy using Zopa, they helped me out a lot the only thing I would change is the fee to pay back loan early and also to extend the loan- without getting a new one. Reviewed on: 16th April 2025

Straightforward, well informed throughout.

Straightforward, well informed throughout. Use of clear language ensuring i knew what i was signing up for Reviewed on: 16th April 2025

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