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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Had no problems easy to use the app love it...

Had no problems easy to use the app love it so hood Reviewed on: 16th April 2025

Easy application straight forward and quick process

Easy application straight forward and quick process Reviewed on: 16th April 2025

Great communication.

Great communication. Easy to navigate. Reviewed on: 16th April 2025

Fast and easy

Simple clear straightforward process never been so easy Reviewed on: 16th April 2025

Excellent experience money when you need it

Excellent experience, I needed help twice in short period, I applied first time and I got what I asked for, and again applied second time and I got the second loan in a matter of minutes, very helpful, stress free and reasonable interest.Thank you Reviewed on: 16th April 2025

Fast and efficient service when making an applicatio...

Fast and efficient service when making an application for a loan Reviewed on: 16th April 2025

I just know You are the best !

I just know You are the best !!! Reviewed on: 16th April 2025

Zopa: the app, the staff, the process.

The Zopa app is excellent - user friendly, informative and accessible. When I have had occasion to speak to staff on the 'phone, they are invariably helpful and knowledgeable. The application process was straightforward and fast. Reviewed on: 16th April 2025

Excellent service and informative

Excellent service and informative Reviewed on: 16th April 2025

Very satisfied with everything I recommend

Very satisfied with everything I recommend Reviewed on: 16th April 2025

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