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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Always prompt and very helpful.

Always prompt and very helpful. The app is a useful tool for monitoring mr credit file. Reviewed on: 16th April 2025

You were quick and so easy to deal with,no hassle wo...

You were quick and so easy to deal with,no hassle wotsoever which was very pleasing. Reviewed on: 16th April 2025

Super quick application.

Super quick application, very easy process and money arrived immediately Reviewed on: 16th April 2025

Never had any issues easy to use and work with

Never had any issues had the product and for the right price Reviewed on: 16th April 2025

Easy to engage with,

Easy to engage with, app is really good, excellent customer service Reviewed on: 16th April 2025

Very helpful and the money was in my account within...

Very helpful and the money was in my account within hours Reviewed on: 16th April 2025

Very quick and simple.

Very quick and simple. Very good communication and have good offers Reviewed on: 16th April 2025

Professional, smooth, supportive and relevant

Professional, smooth, supportive and relevant Reviewed on: 16th April 2025

Great company. Very efficient..

Quick and easy to apply for a loan. Reviewed on: 16th April 2025

I required a loan to do an attic conversion for my s...

I required a loan to do an attic conversion for my son it was easy and simple through zopa to apply got accepted and the loan was in my account same day fantastic service all round would recommend zopa to everyone if asked Reviewed on: 16th April 2025

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